Part 2

The house on Chestnut Hill sold at foreclosure auction 14 months later.

Daniel had attempted, in the intervening time, every available restructuring: refinancing, consolidation, negotiated settlements with the margin lenders. All of it failed. The interest on the hidden debt had been compounding for longer than he had admitted even to himself. Without my income to offset it, without my quiet financial management to smooth the monthly gaps, the structure he had built came apart in the way overleveraged things always do — fast once it started, and thoroughly.

I heard about it through our mutual accountant, who was no longer mutual by then, who called to tell me as a professional courtesy.

I thanked him and hung up.

Ethan and I lived in a two-bedroom apartment in Riverside during that time. Smaller than anything we had known in the marriage. It had a bedroom with a window that faced east and let in the morning light in a way that made Ethan name it the golden room the first week we moved in. He kept his spelling words on a card taped to the wall.